Buy Now. Pay Later.
No Interest Ever.
Get your account
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How zipPay works
1
Checkout with zipPay
Create your account and confirm your purchase
2
Your order is processed immediately
zipPay pays on your behalf!
3
Pay over time
You pay zipPay back over time in easy weekly or monthly payments
zipPay is a simple and secure payment option, that let's you shop today and pay later for your purchases.
Key features and benefits
No interest ever
Full payment flexbility
Sign up in seconds
Get access to a new shopping account
Nothing to pay today

Shop better, faster, smarter online.
Frequently asked questions
Who can create an account?
Any Australian citizen or permanent resident, who is 18 years or older and is employed, earning at least $300 per week.
How much does it cost?
At the end of every month, you can choose to pay off your balance in full, or simply make a payment that suits your budget (note: there is a minimum repayment of $40 per month required). A $5 monthly account service fee will simply be added to your account for any month you do have an outstanding balance.
There is NO establishment fee to setup your account and NO interest ever! If you have repaid your balance down to $0 by your due date (up to 60 days after your purchase), you will never be charged any additional fees.
How do I create an account?
You can CREATE AN ACCOUNT HERE or while making a purchase at any participating stores. To sign up, all you need is a social media account and to confirm the details that you would normally enter when shopping online (e.g. your name, email, mobile, address, DOB and gender). Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later! Once your account is created you never have to sign up again and can continue to reuse it as much as you like.
Need more help or have additional questions about zipPay?